Thursday, January 16, 2020

NMIMS solved assignments 3rd semester PGDBFM April 2020



NMIMS Global Access School for Continuing Education (NGA-SCE) Course: Commercial Banking System & Role of RBI



1. Sundarajan Pvt.Ltd., Bangalore based company are engaged in exporting sea food to various countries. They entered in a contract with Japanese Company, Ziomei Pvt Limited for the exporting cuttle fish. Ziomei Pvt Limited asked XYZ Limited to issue the letter of credit. Sundarajan ‘s owner doesn’t have much idea on letter of credit. He visits the bank to get an idea of how the letter of credit works. As a bank manager, you are required to explain him the procedure of how letter of credit works as its advantages from buyer’s as well as seller’s point of view.

2. You are an operational trainer in a bank. You are asked to prepare a presentation on the various types of fund based credit facility of a bank. Describe the same. (10 Marks)

3. The Basel Accords primarily focuses on prudential norms for bank capital under the aegis of which banks are required to ensure adequate capital to cover losses on account of significant risks in their business. In regard to the above statement answer the below questions.

a. Elaborate on Basel I, Basel II, Basel III. (5 Marks)

b. Highlight the significance of Basel III in context to Indian banks? (5 Marks)

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NMIMS Global Access School for Continuing Education (NGA-SCE) Course: Cost and Management Accounting Internal Assignment Applicable for April 2020 Examination



1. Analyzing and making decisions in relation to cost requires in-depth study of various costs involved. The process of managerial decision making classify costs into certain specific head so as to be precise in evaluating various business proposals.

Discuss any five such costs with relevant examples which are significant for managerial decision making (10 Marks)
2. Standard costing is the process where standard costs of various components and resources are predetermined. Further, there are certain specific objectives for adopting the standard costing techniques in management accounting, Discuss in brief, the distinguished objectives of adopting standard costing in any organization

(10 Marks)
3. Puppies and Rabbits, a soft toy manufacturing company requires 1250 units per month, of the soft toy named “COCO Rabbit”. The ordering cost is Rs 1000 per order. The cost of carrying inventory is 10% per annum. The cost of manufacturing one unit of COCO Rabbit is Rs 200

a. Determine the most economic lot size (5 Marks)

b. The minimum total variable cost for the economic lot size (5 Marks)



NMIMS Global Access School for Continuing Education (NGA-SCE) Course: Marketing of Financial Services Internal Assignment Applicable for April 2020 Examination


1. Develop a Public Relations campaign for IRDA to create awareness about Life Insurance sector and to educate policyholders about their rights.


2. Your client, Ashwin Motwani client had avoided investing in equities for his long term goals. He found equity investments too risky and did not understand when to time his entry and exit in the market. Explain some investment techniques that help negating the biases involved in investing. (10 Marks)

3. You are a Financial Planner. Your client Raj Shah (age 34 years) works with an IT company earning Rs. 15 lakhs per annum. His wife Deepti (age 32 years) is a homemaker. They have one daughter Rimmi (age 3 years). The couple requires your help to make some financial decisions. (You can make any assumptions to further build up your case.)

a. Raj wants to buy a Pure Risk Life Insurance cover of Rs 1.5 crore. He is confused whether he should buy a ULIP, Endowment or a Term Plan. Recommend the product best suited for his requirement. (5 Marks)

b. Raj and Deepti want your help to invest for Rimmi’s higher education which they estimate would be required after 18 years. (5 Marks)




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NMIMS Global Access School for Continuing Education (NGA-SCE) Course: Retail Banking Internal Assignment Applicable for April 2020 Examination



1. Banking today has become a competitive industry. Discuss how the internet and mobile banking is ice breaker to the tradition banking industry. Highlight how internet and mobile banking have brought digitalization in the banking Industry and is helping the industry to pave its way to success.



2. Shriram has recently graduated from a reputed MBA college and got placed in a private sector bank. His manager asks him to prepare a short note the different types of lending which are carried by banks in day to day operations. Help him to prepare his notes.
(10 Marks)
3. “The test of our progress is not whether we add more to the abundance of those who have much; it is whether we provide enough for those who have too little.” - Franklin D. Roosevelt

Despite witnessing progressive growth in economy post liberalization, yet nearly 75 % of the households even today are deprived to access to any funds-institutional or otherwise. Banks play a vital role in bridging the social divide and achieving robust and sustainable economic growth. Financial inclusion is viewed as a promising step towards achieving financial equality and stability.
a. Discuss the various initiatives taken by RBI for promoting financial inclusion (5 Marks)

b. Highlight the barriers that impends financial inclusion (5 Marks)

**********



Narsee monjee (nmims) 1st sem solved assignments April 2020


Course: Business Communication
Internal Assignment Applicable for April 2020 (last date 28 March 2020) Examination


Q1. The Alpha Plus Project that your company has been working relentlessly for is unfortunately being cancelled due to competition concerns and the state of the national economy. You, as the Project Lead, are to write an email to the employees working on the Alpha Plus Project. Since this is a case of negative news that might come as a shock to your employees, you decide to start the email with an effective buffer. What is a buffer? What are the different types of buffers? Give examples of any 4 buffers you might use in the above situation.

Ans: Buffers are the first tool business writers use to soften the blow of the message by doing things such as introducing the best news first or complimenting the reader.
Example: Your company has my sincere admiration for the charitable effort you’ve put forth this holiday season.

Cushion the Bad News: Place the bad news tactfully after the buffer and before a positive closing to lessen the affect. If the bad news is sandwiched between two positives, the reader is less likely to dwell on the negative.

Be Empathetic: Understand where the reader is coming from and do so sincerely. This concept is also included in the audience analysis stage of the 3×3 Writing Process, but it cannot be emphasized

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Q2. Convert the following sentences from active voice to passive voice. Discuss which sentence version is more effective.
a) We cannot authorize the repair of your Smart TV since you have allowed the warranty
period to expire.
b) I cannot give you a cash refund for items that you purchased over 60 days ago.
c) Hinduja Hospital does not accept patients who are not members.
d) You must submit all reports by Friday 5 PM.
e) You added the 2 columns instead of subtracting them, thus producing the incorrect total.

Ans: Verbs may also be classified as ‘active verbs’ and ‘passive verbs.’ Using the ‘active voice’ means that the subject is the doer of the action and that the verb is active. On the other hand, a sentence in ‘passive voice’ means that the subject is the receiver of the action and that the verb is passive. For example consider the following sentences:
1. John ‘wrote’ the report. (Active voice)
2. The report ‘was written’ by John. (Passive voice)

Note that in the first sentence, the use of the active voice draws attention to the doer of the action namely ‘John’. This gives a sharper picture to the receiver of the message. In the second sentence, the subject, i.e., the ‘report’, is emphasised more than the doer of the action, giving a less clear picture to the receiver.

In most cases, the active voice is preferable to the passive, since it conveys ideas more vividly. However, there are instances when use of the passive voice is more appropriate. They are as follows:
       When the doer of the action has to be subordinated, rather than highlighted – For example, this is the case when writing research reports. It is more important to emphasise what
3. You have just finished drafting a proposal for a coveted project. You want to make sure that you haven’t overlooked anything.
a. What are the different proofreading techniques you’d employ to make sure your proposal is error-free?
b. How would you make sure your proposal is readable? Name 2 Readability Indices you
could use.

Answer: a) Proofreading is the process of carefully reviewing a text for errors, especially surface errors such as spelling, punctuation, grammar, formatting, and typing errors. If you don’t proofread your work, you might write “ham” instead of “harm” and confuse your reader. By the time you proofread a piece of writing, it should be almost done. It’s the very last step of the writing process after drafting, editing, and revising.

Different techniques of proofreading
       Double-check high-priority items: Double-check the spelling of names and the accuracy of dates, addresses, and any number that could cause grief if incorrect (such as telling a potential employer that you’d be happy to work for $5,000 a year when you meant to say $50,000). These items are very important by nature and even a small mistake can impact any organization badly. If you are checking anything twice then chances of possible errors are almost eliminated.
       Give yourself some distance: If possible, don’t proofread immediately after finishing a document; let your mind



Course: Business Ecomomics
Internal Assignment Applicable for April 2020 (last date 28 March 2020) Examination

1. The concept of elasticity for demand is importance for determining the prices of various factors of production. Discuss the various factors that influences the price elasticity of demand.

Answer: The term elasticity is borrowed from physics. It shows the reaction of one variable with respect to a change in other variables on which it is dependent. Elasticity is an index of reaction.

In economics the term elasticity refers to a ratio of the relative changes in two quantities. It measures the responsiveness of one variable to the changes in another variable.
           
Elasticity of demand is generally defined as the responsiveness or sensitiveness of demand to a given change in the price of a commodity. It refers to the capacity of demand either to stretch or shrink to a given change in price. Elasticity of demand indicates a ratio of relative changes in two quantities.ie, price and demand. According to prof. Boulding. “Elasticity of demand measures the responsiveness of demand to changes in price” 1 In the words of Marshall,” The elasticity (or responsiveness) of demand in a market is great or small according to the amount demanded much or little for a given fall in price, and diminishes much or little for a given
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2. Complete the hypothetical table below and explain in brief, the behaviour of each type of cost.
Quantity
Total Fixed Cost
Total Variable Cost
Total Cost
Average Fixed Cost
Average Variable Cost
Total Cost
Marginal Cost
0

0





1

25





2

40





3

50





4

60





5
100
80





6

110





7

150





8

300





9

500





10

900






Answer: Fixed Cost refers to total money expenses incurred on fixed inputs like plant, machinery, tools & equipments in the short run. Total fixed cost corresponds to the fixed inputs in the short run production function. TFC remains the same at all levels of output in the short run. It is the same when output is nil. It indicates that whatever may be the quantity of output, whether 1 to 6 units, TFC remains constant. The TFC curve is horizontal and parallel to OX-axis, showing that it is constant regardless of out put per unit of time. TFC starts from a point on Y-axis indicating that the total fixed cost will be incurred even if the output is


3. Demand forecasting in an organisations plays a vital role in business organisations. It provides reasonable data for the organization's capital investment and expansion decision.
a. Keeping the above statement in consideration. Discuss the various steps involved in demand forecasting
b. Discuss the various needs for demand forecasting in business organisations?

Answer: a) Demand forecasting seeks to investigate and measure the forces that determine sales for existing and new products. Generally, companies plan their business - production or sales in anticipation of future demand. Hence forecasting future demand becomes important. The art of successful business lies in avoiding or minimizing the risks involved as far as possible and face the uncertainties in a most befitting manner. Thus Demand Forecasting refers to an estimation of most likely



Course: Corporate social responsibility
Internal Assignment Applicable for April 2020 (last date 28 March 2020)  Examination

1. Select any listed Indian or International Public Limited Company and list down its CSR activities. Also provide any 3 alternative CSR activities that the company should implement.

Answer: Organizations in India are quite sensible in taking up CSR initiatives and combining them into their business processes. It has become projected in the Indian corporate setting because organizations have recognized that besides growing their businesses, it is also important to shape responsible and supportable relationships with the community at large. Companies now have specific departments and teams that develop specific policies, strategies, and goals for their CSR programs and set separate budgets to support them. Most of the time, these programs are based on well-defined social beliefs or are carefully aligned with the companies’ business

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2. Assume you plan to develop and implement one of the CSR activities in the organization, explain the steps that you would follow for CSR development and implementation strategy in the organization.

Answer: We know that, external stakeholders of an organization are too many and varied and many of them represent different sections or social groups. This implies that organizations should be socially responsible; that is, in addition to the interests of the shareholders, businesses or companies should also serve the society. This is corporate social responsibility (CSR). Corporate social responsibility can be defined as the alignment of business operations with social values. Worldwide, companies are trying to integrate corporate social responsibility into their business operations and strategies. Microsoft, Coca-Cola, McDonald’s, FedEx, IBM and Johnson & Johnson are some of the leading companies. In India also, many companies are


3. a. “It is the government’s job to do CSR activities and corporates should focus their attention on Profit” and “Companies should only focus on profit”. Explain your view point on both these statements.
3. b. Explain at least 4 voluntary Codes of CSR that you would want an organization to apply. Explain the reasons for your selection.

Answer: a) I do not agree with both the statements as it is the combined duty of government and companies to do CSR activities and make our country good. If companies will only focus on profit then many important factors will be neglected by them like environmental sustainability, local community help, need of education, employment for poor etc. There are many big companies which are earning billions of rupees every year so it is absolutely fine if these companies spend some amount of their profit for the betterment of the society. Yes main responsibility lies with government only but it also needs support which can be provided by corporates of our country. All the stakeholders of the company should work together to ensure an inclusive growth.

Moreover , the companies are taking so much from the society through fair/unfair means it is their moral and now(after the CSR law) legal duty to give something back to the society and such a meagre amount is not going to hurt to such large companies.  Instead if CSR is used strategically and pragmatically it



Course: INFORMATION SYSTEM FOR MANAGERS
Internal Assignment Applicable for April 2020 (last date 28 March 2020) Examination

1. Pais Industries Limited operates in five business verticals viz. engineering, construction, instrumentation, software services, and consumer electronics. Its Corporate Information Technology Division (CITD) is looking for adopting cloud and has invited you to provide recommendation for cloud deployment model. You are required to provide a brief report explaining pros and cons of each cloud deployment model and recommend the most appropriate deployment model.

Answer: The Cloud in terms of computer networks and its associated technology supports delivering resources such as computing and storage to customers on demand. Rather than being a new technology in itself, the cloud is a new business model wrapped around new technologies such as server virtualization that take advantage of economies of scale and multi-tenancy to reduce the cost of using information technology resources. One of the primary uses of cloud computing is for data storage. With cloud storage, data is stored on multiple third-party servers, rather than on the dedicated servers used in traditional networked data storage.

Advantages of cloud computing
       Speed: The increase in speed comes because programmes that were previously installed on your computer using up memory and occupying the processor are now offloaded. With Cloud Computing services are delivered via a web browser and the heavy lifting is done by the servers of the company providing the service with your computer simply



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2. With the number of transactions increasing online daily, cyber-crime is gaining foothold. Individuals and organizations need to take measures to ensure that they do not fall prey to such vicious activities. Cybercriminals have found different ways in which they can cause harm to the users. Give two examples of any organizations being prey to cyber-crime in 2019.

Answer: There are various types of vulnerabilities and security challenges that can affect an organization’s information system are:
       Unauthorized access
       Tapping, sniffing, message alteration, theft and fraud etc
       Hacking, Viruses and worms, vandalism and denial of service
       Data theft, data copying, alteration of data etc

In order to safeguard against all above mentioned vulnerabilities following techniques should be in place:
Identity management: Identity management (ID management) is the organizational process for identifying, authenticating and authorizing individuals or groups of people to have access to applications, systems or networks by associating user rights and restrictions with established identities. The managed identities can also refer to software processes that need access to organizational systems. Only the identified, authenticated and authorised employees should have access to the critical information.
Firewalls and antivirus system: A firewall is an access control device that sits between two networks or two network segments. It filters all traffic between the protected or "inside" network and a less trustworthy or "outside" network or segment. The purpose of a firewall is to keep "bad" things outside a

3. The Sadpat Group started operations in the year 1992 with a vision to provide unparalleled quality service to a spectrum of Maritime and Oil & Gas Industry. Sadpat is now one of the major players in Dry Docking and Ship Repair in India. Sadpat has also become a formidable group in providing offshore logistics to support the Oil and Gas industry. Recently a company that makes ERP software has approached them to provide a complete solution so that it can integrate its business processes. They wish to invest in a solution which will enable them to manage all their activities namely offshore engineering, offshore logistics, coastal logistics and port services, dry docking and ship repairs and inland waterways.
a. What are the benefits of implementing an ERP software that the software company needs to highlight?
b. In your opinion, what challenges do you think Sadpat may face while implementing an ERP package?

Answer: a) Enterprise Resource Planning: It is integrated cross functional software that reengineers manufacturing, distribution, finance, human resources and other basic business processes of a company to improve its efficiency, agility and profitability. ERP is built with a vision to providing businesses with an integrated information system. ERP software consists of integrated modules that give a company a real-time cross functional view of its core-business processes such as production, order processing and sales and its resources such as cash, raw materials, production capacity and people.

Best Practices were also a benefit of implementing an ERP system. When implementing an ERP system, organizations essentially had to choose between customizing the software and modifying their business processes to the "Best Practice" function delivered in the vanilla version of the software.

Benefits of implementing ERP system


Course: MANAGEMENT THEORY AND PRACTICE
Internal Assignment Applicable for April 2020 (last date 28 March 2020) Examination


Raj is working as a consultant in an MNC M/s Swadeshi ltd. that deals with Fast Moving Consumer Products. Raj has been appointed by the directors of the organisation. The company wants Raj to take care of a few problematic areas that the company is facing currently. The following issues are being faced by the organisation:
a) Excessive internal communication - The Company has opened multiple channels of communication for its employees. They can communicate with each other via Email, WhatsApp for Business, Internal Messenger, SMS, etc. The same message gets posted on multiple platforms and in the process the employees waste lots of time in checking notifications and then replying.
b) The employees are involved in taking lots of print outs for all the documents even if it's not required. This is adding a lot of cost and it has an adverse environmental impact.
c) The employees believe in individual achievement and growth but lack the quality of working in a team. The coordination among employees from various departments is missing.
d) There are some employees who are reporting to two or three bosses and it leads lot of chaos in work completion.
e) The employees have this habit of ordering every organisational requirement two months in advance. This adds to a lot of cost of holding inventory.

1. Suggest solutions to Raj to handle various problems that exist in the organisation.

Answer: Formally defined, an organisation is a social system of people who are structured and managed to meet some goals. Organisations are ongoing and the structure determines the relationship between the functions and positions. Structure also subdivides roles, responsibilities, and authority to carry out the tasks. Organisations are open systems which are affected by the environment outside its boundary.

M/S Swadeshi Limited is facing several issues in managing the day to day activities at the workplace and looking to find solutions for the same by asking Raj, the consultant of the company. If I have to suggest solutions to Raj, I will discuss with him on the above issues and suggest the possible

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2. M/s Swadeshi Ltd is facing an issue of non-motivated employees. There is no motivation among employees to work, no one takes initiatives. Employees feel that their work never gets recognised and rewarded. Explain various ways to motivate the employees of the organisation.

Answer: Motivation is “the process that account for an individual’s intensity, direction, and persistence of effort toward attaining a goal.” Intensity is concerned with how hard a person tries. This is the element most of us focus on when we talk about motivation. Direction is the orientation that benefits the organisation. And persistence is a measure of how long a person can maintain his/her effort. Motivated

3. a. Explain the change management process that M/s Swadeshi Ltd should follow to improve the functioning of the organisation.
3. b. An autocratic leader at the top makes employees feel unsecured. The CEO never consults the team for taking decisions. Explain with reason, the leadership style that will be suitable for M/s Swadeshi Limited.

Answer: a) Change management process
Create urgency: For change to happen, the organisation should feel a need and feel that this need is urgent. This is true at all levels. many organisations where fundamental changes have taken place did so after someone, usually the CEO and the top management team, created a sense of urgency for it.

Form a powerful coalition: Do generals go to war alone? Can you go into change alone? This is where the need for a strong leadership who is courageous enough to enlist the support of several top managers matter. You have to be at the forefront of it all to get the support of the people. In other words, you cannot manage change, you have to lead it.

Create a vision for change: People, whether employees or family members, want to know two things – What is it and why is it. If they are convinced of these, then they perhaps accept the ‘how’ of it that you might dictate to




Course: ORGANIZATIONAL BEHAVIOUR
Internal Assignment Applicable for April 2020 (last date 28 March 2020) 9 Examination

1. Joey works for a media company as a project coordinator. His boss, Ross is not sensitive and wants every chore to be done according to his way without even considering team’s perspective. If Joey commits any insignificant mistake, then also he is reprimanded in front of the entire team. Ross wants Joey to stay late beyond office hours, even when his work is complete. Considering this situation explain the pitfalls in leadership shown by Ross.

Answer: According to Koontz and O’Donnell “Leadership is the process of influencing others towards the accomplishment of the goal. It is the ability of a manager to induce subordinates to work with zeal and confidence”. In other words we can say that leadership is a process which influences people to work for the fulfilment of the goal. Every leader is known by his followers so leaders continuously influence the behavior of the followers.

A leader performs various functions while motivating people towards achieving organizational goals. A Leader helps in creating a healthy environment so that employees can work with efficiency. He is the representative of the group. Leaders also act as counsellors who listen to their subordinates,
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2. As Organisational behaviour is gaining importance in this world of disruptive technology and constant changes. Several challenges have also been posed. As a coin has two sides; challenges also brings in a lot of opportunities. Analyse the contemporary situation and list down some opportunities and challenges of OB

Answer: Organizational Behavior (OB) is the study and application of knowledge about how people, individually and groups behave as individuals as well as in groups in the organizations. Its main purpose is to build better relationships by achieving individual objectives, group objectives, organizational objectives and at last, social objectives. Talcott Parsons defines organization as, “a social unit which is deliberately constructed and reconstructed to seek

3. Case:
Kushal is a trainer for Yummy Tummy a home grown brand, in FMCG business. He is very hard working and did brilliantly with the managers on their writing and helped them to feel more confident about it. Kushal worked with top executives as well as the shop floor level. He then realized that teaching and training people at ground level was his calling. Kushal was one of the top paid employees. Kushal met Mark, his superior and explained to him that he wanted to be associated in teaching and training only the ground level employees as there is a huge gap and area of improvement. He also agreed to work on reduced salary and started offering language classes as an add on benefit to the trainees. It was noticed that in due course of the time their productivity increased and some of them even began to apply for supervisory positions.
Case Questions
a. Which Content theories of motivation would explain why Kushal was unhappy despite his high income?
b. Kushal seems to have drifted into being a teacher. Given his needs and motivations, do you think teaching is an appropriate profession for him?

Answer: a) Motivation is “the process that account for an individual’s intensity, direction, and persistence of effort toward attaining a goal.” Intensity is concerned with how hard a person tries. This is the element most of us focus on when we talk about motivation. Direction is the orientation that benefits the organisation. And persistence is a measure of how long a person can maintain his/her effort. Motivated individuals stay with a task long enough to achieve their goal.

Content theory of motivation applicable in this case
McClelland’s (1961) theory

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Suresh Gyan Vihar University BBA solved assignments

  Course BBA INTERNAL ASSIGNMENT – 1 Principles of Management   Write answers for any two questions from below. (5 marks each – Word...